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🔒 Privacy Policy

Last updated: February 2026

PennyOptionScout ("we", "us", "our") operates the PennyOptionScout website and mobile application. This page informs you of our policies regarding the collection, use, and disclosure of personal information.

1. Information We Collect

Email Address: Collected during the subscription checkout process. Used solely for account management, receipts, and important service communications.

Usage Data: We collect anonymous usage data such as scan counts and feature usage to improve the service. This data is not personally identifiable.

Payment Information: Payment processing is handled entirely by Stripe, Inc. We do not store credit card numbers, bank account details, or other sensitive financial information on our servers.

Local Storage: Watchlists, alerts, portfolio data, and preferences are stored locally on your device using browser localStorage. This data never leaves your device unless you choose to export it.

2. How We Use Your Information

We use the information we collect to:

• Provide and maintain the service
• Process subscription payments via Stripe
• Send important service communications (e.g., payment confirmations, subscription changes)
• Monitor usage to enforce fair use limits per subscription tier
• Improve and optimize the service

3. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We share data only with:

• Stripe, Inc. — for payment processing (subject to Stripe's Privacy Policy)
• Law enforcement — only if required by law

4. Data Retention

We retain your email and account information for as long as your account is active or as needed to provide the service. If you cancel your subscription, we may retain basic account records for accounting and legal purposes.

5. Cookies & Tracking

PennyOptionScout does not use tracking cookies, advertising pixels, or third-party analytics. We do not serve advertisements.

6. Data Security

We implement industry-standard security measures to protect your information. All communications are encrypted via HTTPS/TLS. However, no method of electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Children's Privacy

PennyOptionScout is not intended for use by individuals under the age of 18. We do not knowingly collect information from minors.

8. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction or deletion of your data
• Cancel your subscription at any time via the Stripe billing portal
• Clear all locally stored data by clearing your browser's localStorage

9. Third-Party Services

Our service uses data from Yahoo Finance (via yfinance) for stock quotes and options data. This data is provided for informational and educational purposes only. We are not affiliated with Yahoo Finance.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the service after changes constitutes acceptance of the revised policy.

11. Contact

Questions about this Privacy Policy? Contact us at: support@pennyoptionscout.com