📜 Terms of Service

Last updated: February 2026

⚠️ IMPORTANT: PennyOptionScout is an EDUCATIONAL and INFORMATIONAL tool ONLY. It is NOT financial advice, and it is NOT a recommendation to buy, sell, or hold any security. Options trading involves substantial risk of loss and is NOT suitable for all investors. You could lose your entire investment. Always consult a licensed financial advisor before making any trading decisions.

1. Acceptance of Terms

By accessing or using PennyOptionScout ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

PennyOptionScout is an educational options scanning and strategy visualization tool. The Service provides stock data, options chain information, strategy payoff charts, and analytical tools. All information is provided for educational and informational purposes only.

3. No Financial Advice

PennyOptionScout is NOT a registered investment advisor, broker-dealer, or financial planner. Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other form of professional advice. Specifically:

Stock and options data is provided for educational purposes only
Strategy suggestions (including AI recommendations) are not buy or sell recommendations
Past performance shown by any tool or calculation does not guarantee future results
You are solely responsible for your own investment decisions and any resulting gains or losses
You should always consult a qualified financial advisor before making trading decisions

4. Risk Disclosure

Options trading involves substantial risk of loss. The risk of loss in trading options can be substantial. You should carefully consider whether trading is suitable for you in light of your financial condition. The high degree of leverage that is often obtainable in options trading can work against you as well as for you. The use of leverage can lead to large losses as well as gains.

You could lose more than your initial investment. Only risk capital should be used for trading, and only those with sufficient risk capital should consider trading.

5. Data Accuracy

While we strive to provide accurate and timely data, PennyOptionScout makes no guarantees regarding the accuracy, completeness, or timeliness of any data displayed. Stock quotes, options data, and calculations may be delayed, incomplete, or contain errors. Always verify data with your broker before making any trading decisions.

6. Subscription & Payments

PennyOptionScout offers free and paid subscription tiers. Paid subscriptions are billed monthly or annually through Stripe. By subscribing, you agree to:

Automatic recurring billing at the rate shown at checkout
Cancellation at any time through the billing portal — no refunds for partial billing periods
Price changes with 30 days advance notice
Service may downgrade features upon cancellation or payment failure

7. Acceptable Use

You agree NOT to:

Use the Service for any illegal purpose
Scrape, crawl, or programmatically extract data from the Service
Attempt to reverse engineer, decompile, or disassemble the Service
Share your subscription credentials with others
Use the Service to manipulate markets or engage in fraudulent activity
Redistribute data obtained through the Service

8. Account Responsibilities

You are responsible for maintaining the security of your account. PennyOptionScout is not liable for any loss or damage arising from your failure to secure your account credentials.

9. Intellectual Property

All content, code, design, and features of PennyOptionScout are the intellectual property of PennyOptionScout and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PENNYOPTIONSCOUT AND ITS OWNERS, OPERATORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM:

Your use of or inability to use the Service
Any trading decisions made based on information provided by the Service
Errors, inaccuracies, or omissions in data
Service interruptions, downtime, or data loss
Unauthorized access to your account

11. Indemnification

You agree to indemnify and hold harmless PennyOptionScout from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

12. Termination

We reserve the right to terminate or suspend your account at any time for violation of these Terms, abuse of the Service, or at our sole discretion. Upon termination, your right to use the Service ceases immediately.

13. Changes to Terms

We may modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Service constitutes acceptance of the revised Terms.

14. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts, United States, without regard to conflict of law principles.

15. Contact

Questions about these Terms? Contact us at: support@pennyoptionscout.com

⚠️ REMINDER: PennyOptionScout is an educational tool. All data and analysis are for informational purposes only. Nothing on this platform is a recommendation to trade. Options involve risk. You can lose money. Always consult a licensed financial professional.

⚠️ EDUCATIONAL TOOL ONLY — NOT FINANCIAL ADVICE